RateTraker


RateTraker is simple system that allows us to track your mortgage interest rates, support you in accessing the best deals and save you money!

Access to RateTraker is by invitation only. You can get started right away by filling in the form below so we can issue your invitation. You can also read more about RateTraker in the FAQ below.

Yes, invite me to RateTraker now:

RateTraker FAQ

What is RateTraker?

RateTraker is a game-changer for mortgages in Australia by harnessing the power of Open Banking. It’s like having a mortgage expert who never sleeps. By using Open Banking and advanced technology, RateTraker constantly monitors home loan interest rates. If it spots that you’re paying more than the current market rates, it alerts us here at Gold Gate Finance to act. Get your invitation to RateTraker NOW!

What is Open Banking?

Open Banking is a financial framework that allows clients to share their financial data with authorised third-party providers through APIs (Application Programming Interfaces). By understanding your financial needs and habits, we can provide you better loan options, and more personalised services while ensuring the safety of your personal data. Open Banking was introduced after the Australian Government passed legislation, called the Consumer Data Right in 2019. Get your invitation to RateTraker NOW!

How Does RateTraker Work?

RateTraker is a smart tool that keeps tabs on your loan. When RateTraker identifies that your interest rate is too high, it notifies us. We then review your loan situation. We will either negotiate a better rate with your current lender or help you switch to a new one with a lower rate. It’s like having a watchdog for your mortgage. Get your invitation to RateTraker NOW!

Is RateTraker and Open Banking Safe?

Open banking is a regulatory framework implemented by the Australian government to ensure that when clients share their financial data, it remains secure and protected. RateTraker is provided by Sherlok Technology Pty Ltd (ACR 535299). To participate, organisations like Sherlok must comply with rigorous security standards, including maintaining ISO27001 certification, which is recognised globally for best practices in data and cyber security. When your give consent, your bank or lender will securely share their loan information within this framework. You can withdraw consent at any time, giving you full control over your data. Get your invitation to RateTraker NOW!